Point of View September 15, 2026 – Hour 2 : Smart Giving Made Simple

[00:00:04] Across America, Live, this is Point of View, Kerby Anderson. Second hour today we're going to spend some time just a few minutes with our friend Chad Hufford, Hefford I should say, and he is the author of the book Forging Financial Freedom.

[00:00:28] And again, it's a book that I would highly recommend and certainly will be talking about some of the financial issues. But I thought I'd also mention a few other topics, liberty with me as well. Remember yesterday we were talking with Gary Bauer and he was really thrilled that one of these individuals who is a representative just down the road from us here

[00:00:52] has come up with the idea of maybe changing around the land acknowledgments of Brandon Gill. And my commentary today actually has to do with an individual who was a professor at the University of Washington, Stuart Ridges. And he was again encouraged to put one of these land acknowledgments in his syllabus.

[00:01:14] So deciding to have a little bit of fun and use the woke ideas against a woke university in the syllabus said, I acknowledge that by the labor theory of property, the Coast Salish people can claim historical ownership of almost none of the land currently occupied by the University of Washington. Well, that caused a great stir. It was called inappropriate, offensive, toxic.

[00:01:40] They took him out of his class and created a video alternative to his class, began an investigation and caused him all sorts of grief. Eventually brought suit, lost at the lower level. But interestingly enough, one at the Ninth Circuit Court of Appeals because they argued, if nothing else, that even the potential discomfort a student might get by having this rather frivolous land acknowledgment would certainly not justify censoring protected speech.

[00:02:10] So three cheers for the Ninth Circuit Court. And again, I said, isn't that interesting that he challenged some of these land acknowledgments statements with John Locke's labor theory of property? And of course, now with Brandon Gill and some others, maybe I think Liberty, we might not necessarily be hearing so many land acknowledgments.

[00:02:31] Yeah. You know, this is something that not too long ago I started seeing online videos, people making fun of these, even people who are not necessarily conservative. But I think people immediately saw through it. What does it mean? It is the epitome of virtue signaling because, oh, are you are you going to donate the university back to the original tribe that you're acknowledging?

[00:02:54] No. OK, well, then I'm sure the words mean a lot. So, you know, I just I think it's one of these examples of when you have an absence of true faith or religion, people it's almost became like a prayer that you had to say before you did anything. And people try to institute, you know, these crazy versions of meaning. But common sense is coming back. Also, if any students did get offended, I guess you have to take your wins because you had college students looking at the syllabus.

[00:03:21] So that's a win now with today's educational landscape. Hard to believe that they actually looked at the syllabus. And that's the thing. Probably not that many did. But again, there was the other part of this. And we talked about this years ago that when they did this land acknowledgement over there at Mount Rushmore, I believe it was. They said, well, which set of Indians do we have to look at? The ones that were there before the white man was there or the ones that were displaced by the previous ones?

[00:03:49] Or the ones that were actually completely wiped out by a genocide? Because once you start going back, you realize there were a lot of Indian wars, not just between the white man and the Indians, but between the Indians themselves. So it was, I think, an interesting example. But again, it was classic virtue signaling. And here he won at a court level. Brandon Gill has been making some fun. And sometimes you can win the best by just making fun of some of the silly things that have happened.

[00:04:19] But just before we get to, in just a few minutes, Chad Hufford, I thought I'd also mention one other article we posted. This one comes from our producer, Derek, who noticed this. And it had to do with the fact that now they have declassified a lot of the things that we talked about on Point of View years ago. But another win, if you will, for this particular radio program, we had Michael Flynn on many years ago.

[00:04:49] And then we had him scheduled to be on again. And he was canceled because he had just been tapped by Donald Trump. And then, like, a week later, then you had all these issues about whether or not he lied. It was all part of the Russian hoax and some of the other issues that we've talked about on this program before.

[00:05:10] But nevertheless, now it turns out that this particular document that was used at the time by the Deputy Assistant Director, Petey Strzok, as well as, of course, Robert Mueller, who was the Department of Justice special prosecutor and others, the whole Russia hoax issue and this whole idea of crossfire hurricane, that they completely misrepresented his statements.

[00:05:36] We have now handwritten information in which they showed that they were falsely claiming he did this or that. And the argument that was used at the time was, why did they go after Michael Flynn? Well, they weren't necessarily trying to go after Michael Flynn. They were trying to go after President, newly elected President Donald Trump. Anyway, the bottom line is, I thought you might want to see this two-page summary that, if nothing else,

[00:06:04] vindicates the kinds of things we were talking about. Oh, we're almost getting to ten years ago now. And nevertheless, we knew there was something up at the time. But remember the Russia, Russia, Russia hoax? Well, this was just one more piece of information that fortunately, because we have the right people in the Department of Justice right now and in the FBI, they've declassified some of this material. And the things that we suspected of the time really, indeed, were taking place.

[00:06:32] Yeah, there are so many examples of people that are, you know, whether you're serving in an administration or are, you know, leaders across the nation. And you can go to Point of View's website and search their name. And oh, my goodness, wow, Kirby talked to them before the whole nation knew who they were. But, you know, I am glad that this is coming out, because one of the things you have talked about so much, Kirby, is the issue of lawfare. And we've certainly seen that. You know, we've seen that take over our nation and our nation's capital. And so we definitely want to support the rule of law.

[00:07:02] And so the fact that this happened, but it is being revealed, you know, the truth always comes to light. That's something that Americans can be happy about. Well, we're going to take a break. And this is another great time for you to make a phone call. Again, that number is 800-347-5151. One of the things we'd like to do is talk about some of these economic issues. And as you will notice, we've even posted one article about, of course, our newly appointed Kevin Warsh, who is the Federal Reserve chairman. What is that going to mean?

[00:07:32] Are they going to increase interest rates? I think we are, but we'll talk about that with Chad in just a minute. Even if they keep them the same, we've got all sorts of issues to talk about. It also, of course, gets us into having wise, being wise stewards of our finances and having good financial ideas being espoused here on Point of View. So, again, we'll talk a little bit about his book, Forging Financial Freedom. But most importantly, I think he'll also want to challenge you to consider what you might do

[00:07:59] with the resources God has placed in your hand so that you can support your local church, your local Christian radio station, but also to support Point of View. So let's take a break. I would love to get some phone calls from you this time. 1-800-347-5151 is the number. 1-800-347-5151. Of course, the website at any time is pointofview.net. Scroll down. You'll see my commentary. Yesterday was on the trade war with Canada.

[00:08:28] Today on, of course, the land acknowledgement. But if you scroll down, you'll also see an opportunity for you to click on the banner that says Defending Freedom's Legacy. The red button says Join the Truth Team. And love to have a few of you join the Truth Team, even as we go to a break. We'll be right back.

[00:09:00] This is Viewpoints with Kerby Anderson. A few years ago, I was going to write about how a professor used woke rhetoric to challenge the woke ideas spread by a university. I'm glad I waited because Professor Student Regis has been vindicated. The University of Washington encouraged faculty to acknowledge that they were occupying Indian lands in their core syllabus. The professor decided to employ some parody and wrote,

[00:09:27] I acknowledge that by the labor theory of property, the Coast Salish people can claim historical ownership of almost none of the land currently occupied by the University of Washington. The next day, he was ordered to take the statement off the syllabus because, in the words of the department head, they were inappropriate, offensive, and toxic. When he refused, the school created a video alternative to his class and began an investigation. The professor filed suit and lost in the U.S. District Court, but eventually won the case

[00:09:57] when appealed to the Ninth Circuit Court. The judicial panel ruled that the potential discomfort a student might feel does not justify censoring protected speech. Upon the victory, the professor thanked the legal team with fire and hoped that this ruling would help reverse a decade-long trend towards ideological conformity in the academy. The University of Washington maintains they acted appropriately and did nothing wrong.

[00:10:22] Nevertheless, the university had to pay $600,000 in attorney fees and other costs. I applaud the professor for challenging a land acknowledgement statement with John Locke's labor theory of property. This is another example of a woke idea being challenged by history and common sense. I'm Kerby Anderson, and that's my Point of View.

[00:10:49] Go deeper on topics like you just heard by visiting pointofview.net. That's pointofview.net. Defending freedom's legacy, the Point of View Truth Team. This ministry has meant a lot to me, and I think there's something more than just the information that's put out. That is certainly amazing and wonderful.

[00:11:15] But this ministry Point of View also encourages people like me who are content creators who are out there trying to say these things and gathers them together in things like the Next Generation Roundtable and opportunities like that for us to come together. And this is really encouraging the next generation of content creators and radio hosts and so on and so forth to do this thing. Someone is going to have to continue this.

[00:11:44] So it's a very worthy thing what you're doing here and what those who are supporting are doing by giving to it. Point of View Truth Team. Defending freedom's legacy. Joshua Barnes, and of course, we've already talked about someone in New Hampshire, and he's just down the road in New Hampshire there as well and has been with us on numerous occasions, oftentimes in the Next Generation Roundtable, right? Oh, yes. Yeah, I always appreciate Josh's perspective.

[00:12:10] So I encourage you to listen to what he said and support Point of View because we really are often talking about the next generation that is going to keep carrying truth into the culture. Two mentions of New Hampshire. Let's now move from New Hampshire to Alaska, and that is our good friend Chad Hufford, who was raised in Anchorage, Alaska. He owns this financial planning firm, Veritas Wealth Management. I've been able to be in the facility there, been with him and his family and his wife Tiffany,

[00:12:40] and of course I'll hold up his book, Forging Financial Freedom. And Chad, always great to have you on the program. Herbie, it is a pleasure. Looking forward to chatting with you and being an encouragement to your audience. Let me also mention that I brought Warren Kelly in here because we just thought that it might be fun, since, of course, you know Warren as well, and he's known your mom for a long time. There's quite a legacy there, isn't there? There is quite a legacy, Chad. You ought to tell that story.

[00:13:07] Well, we grew up, my siblings and I, grew up homeschooled up here in Alaska in the 80s. And there wasn't a lot going on in the homeschool world back then. It was very different. We were very much making it up as we went. Now, we thought my parents had it all together, but looking back, we knew that they were, it was just a big experiment. But one of the pieces of our homeschool day was gathering around the radio and listening to Point of View.

[00:13:37] So this would have been, you know, 35 years ago. And so we really grew up with the show. And now my kids have an opportunity to listen to that. In fact, they're probably listening now. It's the only time they do listen to their father. No, I'm kidding. But no, we've got three generations of Point of View listeners in our family, which is quite an honor. I want you to meet Liberty because she has the same story.

[00:14:07] Yeah, Chad, it's great talking with you. And, you know, I'm very similar. I grew up homeschooled. My mom began homeschooling my older siblings in the 80s as well. And so my family totally relates with what you're saying. There weren't a lot of people doing it back then. And, you know, by the time that I came along, my family was still listening to Point of View. I grew up with it. My kids get to listen to it now. And it's just really neat to have this be a constant throughout so many generations. I know it impacted my worldview, and I'm sure that it made a difference in your life as well.

[00:14:38] Absolutely. I think Kirby or maybe Warren used the word legacy. And that really is what I feel like it is. And, you know, so much of what is discussed on this show is timely but also timeless. And I think it's so important to develop and explain timeless principles in timely ways. And that's what this show does, and it's always a pleasure to be a part of it. Let me just for a minute ask you an economic question because we are doing more and more of that,

[00:15:06] and that's why I like to depend upon you. One of the articles I've posted is, of course, about our newly appointed Federal Reserve Chairperson, Kevin Warsh. And tomorrow we're going to find out whether or not he increases interest rates or keeps them the same. If you increase the rate, then that's going to increase the amount we owe because we owe $40 trillion, and we have to turn over about $9 trillion of debt every single year. So that makes that expense more.

[00:15:36] It also will increase the federal deficit more. If he doesn't, then the economic circumstances would demand it, and it would suggest that he doesn't have independence and he's just doing what the President Donald Trump wants. So in some respects, people are paying more attention to something that the Federal Reserve Chairman has said than ever before, in part because we have such an enormous amount of national debt. Your thoughts? Well, and what you said is true.

[00:16:05] The other side, though, too, is we paint ourselves into a corner where there aren't any good options. We're just picking between painful options, and that's what happens. When you pick the easy road long enough, when you pick the downhill path, eventually you'll find yourself at the bottom of the valley and everything is a steep climb out of it, and that's where we're at. But if you lower interest rates or if you keep them low enough,

[00:16:30] then inflation starts to creep in, which I think is much more detrimental to the everyday American. But it's also detrimental to the economy and to even our government, because it makes the lending weaker. If you're lending dollars that have a downward trajectory, countries are going to be less likely to lend to us. The borrowing becomes hampered.

[00:16:59] And, I mean, I'm not a fan of debt at all, but if you have an economy, if you have a country that runs off of lending, you want to be in a position of power with that. And when you let inflation devalue the dollars that you're borrowing, it actually creates more long-term problems, even if there is maybe a little bit of short-term relief. Well, and the other part of that is that your book gets into some of the dangers,

[00:17:26] and we don't want to be in as much debt as the national government, and yet you probably every single day interact with individuals that have put together a portfolio that has a massive amount of debt, and all they are hoping is that they have enough income this time to pay off the interest on the debt for the next month. And that's not a good position to be in either. No, no. I mean, nobody wants to be living paycheck to paycheck

[00:17:56] and being a part of a government or even investing in a government, which a lot of people do without realizing it, investing in a government that essentially lives paycheck to paycheck. And that's what happens every day. I mean, the huge majority of American investors, through their 401ks, own target date funds. And a target date fund, for those who don't know,

[00:18:20] is just a fund based on more so your age than any other objective realities in your life. It's not goal-focused. It has nothing to do with your financial needs. And as you get closer to a particular date, what happens with those funds is they sell off the companies that you own, and they buy more debt. They buy bonds. And for listeners who don't know, that's all a bond is, is that you're buying a company or,

[00:18:48] or a lot of times it's an entity's debt, such as the U.S. government. So on one hand, we're sitting here concerned about inflation, concerned about trillions of dollars in debt, concerned about the federal deficit, but yet investors go and buy U.S. bonds and just add fuel to fire and, in fact, increase their own personal risk factors by tying themselves to that debt.

[00:19:13] So you and I, Kirby, we can't force the government to climb its way out of debt, but we can choose not to invest in that debt and further the problem. Well, again, when we come back from the break, I do want to ask you a little bit about, some people might say, well, I can't give you cash, but I could give you stock, and what about appreciated stock and those kinds of things? But since we're coming to a break, Chad, what would you say to individuals who are listening?

[00:19:39] I know you have been an investor and a donor to Point of View for a long period of time, and you certainly appreciate what we provide. And so what would you say to some of the listeners who are right now just been listening to the program but haven't made that phone call yet? Well, I think that being involved in something bigger than yourself is one of the sweetest privileges that somebody can enjoy this side of heaven.

[00:20:07] And being a part of something that makes an impact and changes lives, it really is priceless. Dave Ramsey says the most fun you'll ever have with money is giving it away. But I think that the most fun you'll have, the most joy you'll have with money is sharing that money with a cause that really makes a difference. And that's what Point of View does. And I think that people are cheating themselves by not being involved in some form or fashion.

[00:20:34] Let me just mention, too, we do have a link to, of course, your work at Veritas, in case people want to check that out, and, of course, your book, which I'll hold up again, Forging Financial Freedom. But we are going to a break, and this would be a perfect time for you to make that phone call, 800-347-5151. Of course, the website, pointofview.net. You can find out more about, of course, Chelsea and Chad, but also some of the show materials.

[00:21:00] One of the articles that we have here about Kevin Warsh and the Federal Reserve decision coming tomorrow, which we'll, of course, talk about later. But if you scroll a little bit further, you'll see Defending Freedom's Legacy. There's a red button there that says Join the Truth Team. If you click on that, you can make a monthly gift, which I hope you might do, or a one-time gift. And, again, those are opportunities for you to give. And, of course, you can also find out about some of the premiums we would like to send to you.

[00:21:28] 1-800-347-5151. We'll be right back. If we want our fellow Americans to make smart decisions about our nation's future, we need to do our part to make sure people are educated about the past. If we want to address problems in the economy and build a hopeful future for tomorrow, we need honest conversations that go deeper than partisan talking points.

[00:21:57] If we want to help others feel empowered to make a difference, we must do more than share doom and despair, but point them to where our true hope and real solutions can be found in God's Word. Do you want to be part of a team that empowers Americans to build a free future for the next generation? Then join our Truth Team, the team that makes Point of View possible.

[00:22:26] Join us at pointofview.net or call 1-800-347-5151. Again, that's pointofview.net and 1-800-347-5151. Point of View will continue after this.

[00:22:53] You are listening to Point of View. The opinions expressed on Point of View do not necessarily reflect the views of the management or staff of this station. And now, here again, is Kirby Anderson. Back once again, Chad Hufford with us. But again, there's an opportunity for you to call at any point, 800-347-5151.

[00:23:23] Even as you're listening, you can simply go online to pointofview.net and I would certainly love to hear from some of you. But Warren Kelly here in studio as well as, of course, Liberty. But Warren, for just a minute, I thought we might remind our listeners that some of the larger gifts that we've ever received at Point of View were actually stock gifts. And there's an opportunity for people to actually give in that way. Yeah, we used to have a consultant that worked with us

[00:23:49] that told us that capital gains tax are purely optional. And I was like, wait a minute, what? But Chad, you might can help us understand that there are ways that you can give that helps reduce your taxes. If you've got highly appreciated stock, or maybe you're giving through a donor advised fund, or maybe you're doing a required minimum distribution from your IRA. There are ways that you can give that actually save you money.

[00:24:20] Absolutely. And, you know, obviously people don't typically give for the sole purpose of the tax benefit. But if somebody is generous and they're regularly giving, might as well maximize the tax benefit from that. And, you know, you mentioned giving appreciated stock or appreciated securities. You know, if somebody was to take, I'm just going to make something up. Let's say they've got a stock with $10,000 in gains,

[00:24:46] and they cash that stock out and then give it. They're paying capital gains taxes, hopefully long term, but could even be short term, paying capital gains taxes on that money. And then when they give it, that's below their standard deduction. So there isn't a tax benefit. However, if they were to gift that stock directly and do what they call an in-kind transfer,

[00:25:13] they just transfer that stock to point of view or another charity, but hopefully point of view, you never realize those gains. So you get the deduction from the stock. The charity or point of view gets the benefit of the full value of that stock, but you don't have that tax liability, and yet you can still take your full standard deduction. So it's kind of a win all the way around. And kind of the same thing with a required minimum distribution from an IRA.

[00:25:43] If you're going to take the money out, you're going to have to pay taxes on that money as you take it out. But if you give it directly to the charity instead of taking it and then sending it, that allows you to avoid the tax on that as well. Yes, and it sounds like semantics. Like what's the difference if I am required, again, let's use $10,000 as an example. If I'm required to take $10,000 out of my IRA every year,

[00:26:10] what's the difference if it comes to my account first and then I write a check for the money or if it goes directly to point of view? Well, it shouldn't matter, but it absolutely does. So it's called a qualified charitable distribution, and it's for people who have pre-tax retirement dollars that are over the age of 70 and a half.

[00:26:33] And what you do is you have your IRA or your retirement account send that money directly to that qualified charity, and you are not taxed on any of that distribution. For those taking required distributions, it reduces the amount of their RMD. And again, the recipient still gets the full value,

[00:26:56] and you as the donor have a major positive impact to your tax liability, and you still get your full standard deduction. So once again, everybody kind of wins in this scenario except for the IRS, and I'm okay with them losing a bit. I don't really have a hard time with them losing a little bit as well. Not at all. Not at all. And let me just again mention that some of you might even have a donor advice fund.

[00:27:25] That's another way that you can give and avoid taxes. Not many people have those, but if you're one of those people that do, that may be an opportunity for you to give in that way as well. And again, avoid some taxes. And let me just briefly point out, too, a couple things. The donor advice fund, it's like building your – it really is a legacy fund.

[00:27:49] They're a phenomenal tool, and it's like building your own kind of nonprofit donation. I mean, it's a very, very cool tool, and they're not that complicated to set up. And I think people assume it's one of those tools only for the ultra-wealthy, and ultra-wealthy certainly do use it. But it's like having your own foundation but without all the hassle and headaches. So I encourage people to look into that, especially, again,

[00:28:18] if you're in a situation where you have a lot of extra income this year, maybe some appreciated assets, a piece of real estate that you sold, stock, whatever. But it's something that can be another valuable tool in your toolbox to maintain your generosity but get a little bit of a tax benefit along the way. Liberty, I wanted to come to you. Real quick, if you have questions about that and you are interested in making a gift, please give us a call at the 1-800-347-5151. Just ask for me, Warren Kelly, and I'll be happy to talk with you about it. Perfect.

[00:28:48] Liberty, I'm just going to say for just a few more minutes while we have Chad. Of course, he has a whole section here about investing and debt, but also the whole issue of giving. And it does seem to me that that's kind of a theme for the week, isn't it? Yeah, it is. I mean, obviously, we, at Point of View, rely on people's generosity at every level. And so, obviously, I think we're getting, hopefully, we want to get more younger listeners as well. And we have the Next Generation Roundtable. And I'm hearing from friends who are listening to the show and catching it.

[00:29:18] And so, I wondered if you could speak to just the benefits and kind of the principles of giving. There's statistics showing that boomers are the most generous generation, and that isn't, not really surprising. But for someone like who is my peer, a millennial, and we often hear about affordability and everything, and it is tough sometimes economically. But is it still worth it to give charitably and why?

[00:29:45] So, I've heard a lot of people use financial excuses for not giving. And I understand that there are tough times. My wife and I have gone through very, very difficult times financially, especially early in our marriage. And there are definitely times where it hurts more to give than others. But saying you'll wait until you have more money to be generous,

[00:30:10] or you can afford to be more generous when you're in a different economic circumstance is kind of like somebody saying, I'm going to wait to go to the gym until I'm stronger. Like, no, you go to the gym to get stronger. You give to build your generosity muscle. And generosity is a practice. It's not a feeling. It's something that you commit to. And I've just noticed a few things, Liberty,

[00:30:35] that, number one, people who give enjoy their money more. Because when you give, we can take the spiritual aspect out of it, just purely psychological. You're reminding yourself that you have more than what you need. And people who give have a tendency to focus more on what they already have rather than most people do. And that's focusing on what they think they're missing.

[00:31:02] So our society, social media, YouTube, we're watching what everybody else has that we think we want. People who give, it actually gives the donor an appreciation for the benefits and blessings already in their life, not the extra fluff that people think that they need. So there's a lot of studies that show the psychological benefit of giving. But there's also a financial benefit. I'm not talking about the taxes.

[00:31:32] Giving is a discipline. Again, it is a commitment. It is a discipline. It helps people be more proactive with their finances. It helps them build margin in their budget. Americans have no margin anywhere in their life anymore. We max out our credit cards, our waistlines, our calendars, and we wonder why we're having problems. But when you start giving, it teaches people to build margin. And I have met people who make a little bit more than minimum wage and are still generous givers.

[00:32:00] And I've met people who make seven figures and can't seem to figure out a way to give anything. So if you don't build margin in your life and in your budget, it doesn't matter how much money you make, your lifestyle will always creep up to meet the amount of cash flow coming in. So at some point, you have to make that decision that, yes, I will create margin. And I think giving is a great way to start doing that. Yes.

[00:32:28] You've got a whole section in your book about healthy habits, healthy life. And today is the way to begin that particular journey. And, again, one of the resources is, of course, your book, Forging Financial Freedom. Of course, we also have a link to your website if people would like to know some more. And, of course, we've even pointed people to some of the courses that you've had. But, Chad, you've been such a loyal follower of Point of View for these many years and a loyal giver, and it's always great to have you on the program with us. So thank you for joining us today here on Point of View.

[00:32:58] It is my pleasure. Thank you once again for the invite and the opportunity. Grant, take a break. And, Liberty, I still think we have some people that would like to answer the phones sitting in front of them. Yes, we do. There is somebody who will answer your call. Of course, you can go to pointofview.net. I do want to give a shout-out to Jay from Georgia, Abigail from California, and Tina. Thank you so much for giving. Join our generous listeners who have already donated and make a donation yourself. It's a great time. 800-347-5151.

[00:33:28] Of course, the website is pointofview.net. We'll come back and make some final comments. But this is the second day of the week, and I don't think we're going to be at 40 percent. So there's room for you. We'll be back right after this.

[00:34:00] Defending Freedom's Legacy, the Point of View Truth Team. You know, when I think about the importance of Point of View Radio, it is so essential that we connect with the Christian conservative community on the issues and the topics of the day so that they can really get that information to educate and inform them to make better decisions.

[00:34:18] And if we don't stand up as Christian conservatives and start to show the other points of view and start to talk about these issues that are critical out there for the building of character, the strengthening of the soul and the spirit, then we will lose our young people. We will lose future generations. And I think that's one of the important things that Point of View does.

[00:34:35] It's not just the impact that they have in promoting a Christ-centered type of culture, but also to enable parents to be able to get the thoughts and perspectives and insights from Kirby Anderson, my dear friend, so that they can have these discussions in their home with their children. You know, unfortunately, Point of View is not like NPR. They don't get American taxpayer dollars. It is dependent upon you, the listener, the person that is out there tuning in each and every day. And so let's not tap into Kirby's show and let's just figure we're going to get something for free. Let's show some responsibility.

[00:35:05] Let's show some ownership. Let's show some accountability. And let's support Point of View ministry. And let's support Kirby Anderson and what he is doing because he's on the front lines of what I call the culture war, the soul for the United States of America. Point of View Truth Team, defending freedom's legacy. Some words from our good friend, Colonel Alan West, who will be with us tomorrow. Matter of fact, we've posted one of his articles, which has the rather interesting title, Marxist Affordability.

[00:35:34] And the whole democratic idea that, well, we need to vote Democrats in so things will be more affordable. He takes that one on, as you might imagine. And also one that I've posted as well by Kevin McCullough, which talks about Zoran Mondani as well in terms of how there is such an attempt to change our definition of citizenship and a number of other issues. So, Will, we'll certainly spend some time with Colonel Alan West.

[00:36:01] But nevertheless, it's just another one of the individuals who we try to bring on a regular basis to the program, either so you can hear from them or, in many cases, we post some of the articles by Colonel Alan West. And it's just one of the many benefits of listening to Point of View. Yeah, there are so many. I mean, you are an expert in, I think, everything, Kirby. And so I learned so much from listening to you.

[00:36:24] But there are so many guests that you have the privilege of talking to, and I've had the privilege of interviewing, that are providing resources for Christians to equip them. I mean, we were just talking with Chad Hufford on applying a biblical perspective to our finances and our generosity. And I do want to give a shout out to Charlotte in California, who just called in to donate to Point of View. Thank you very much. I really liked what Chad said. He said, give to build your generosity muscle.

[00:36:54] I know Colonel West has actually threatened to make people do push-ups in the past if they didn't give to Point of View. But, you know, Chad is a little more diplomatic. But it is a very important practice of generosity, and we certainly appreciate those who have called in. One of the things that we've talked about so often is the fact that when you support Point of View, you're supporting a lot more than just the radio program. Sometimes people forget that. If you go to the website right now, as we encourage you to do, pointofview.net, scroll down, you will see a section which is entitled Take Action.

[00:37:24] And over the last couple of weeks, we've encouraged you to contact members of Congress about the FLOC cameras to support the SAVE Act, to support the Safeguarding Women from Chemical Abortion Act, the FACE Act, just to mention a few. Of course, over the last couple of days, we've had commentaries. Pentadextra is one that was on Muslim Girl Scouts. Of course, the one that I did yesterday on the trade war with Canada, the one we talked about today with land acknowledgement. Or, of course, I'll even hold this up.

[00:37:53] This is the Point of View app, and it is on my phone. And it gives you a chance very quickly to have access not only to the live program, but then you can click on under media. And you can find, of course, the broadcast archives, the Know Why podcast, the Point of View highlights podcast, as well as the Point of View podcast.

[00:38:14] And I think not only your generation, Liberty, but I'm noticing even among some of the older generation, they're starting to listen to Point of View now on a podcast. It used to be that you could only hear it on radio, and we can talk about Chad's mother having to put a radio, a boombox, in the window in order to listen to the signal from, I guess it was up there in Fairbanks and there in Anchorage.

[00:38:39] Or I was talking to somebody the other day that would actually drive to a rest stop and listen on his car radio, but have a cassette to listen to the broadcast. As a matter of fact, I know of a few people that have done that over the years. But now the good news is that you can get any of these podcasts for the program or the podcast you're doing, and it's one-stop shopping. And I like that because after a while, it's just hard to pull all of that together.

[00:39:04] So that came from a revitalized website, which then allowed us to have a better connection to the app. And these are the kinds of investments that we're making only because you were able to support this ministry. Yeah, the app is great. And again, that was directly a result of generous supporters actually donating and making that an available resource. And it's so convenient. Point of View literally goes anywhere with you.

[00:39:30] You can have the app on your phone, and even if you can't get the radio signal wherever you are or maybe there's not a local station where you are, even though we are in many places around the nation, you can just always listen online. And you can listen after the fact if you can't catch it live because the podcast makes it easy to do that. And we have the other podcasts and resources like Kirby mentioned all right there on your phone as well as on the website. So there are just so many ways that you can stay connected with the truth.

[00:39:56] Let me just mention again that when we talked with Chad, we talked about some people that can give stock. I recognize many people don't have that ability, but a few do. And so I thought I might talk to you for just a minute. There's a place where you can give on a monthly basis. That is that first button there. There's also a place where you can give a single gift, and we give you some suggested ideas. But some of you might have the ability to give a larger gift.

[00:40:21] And certainly that would be helpful to us or maybe have a chance to give appreciated stock or something from a donor investment fund or something of that nature. And so we don't want to exclude you. But I hope that most of you, that even if you can't give a significant gift, might think about at least giving a monthly gift. For example, $50 a month may be something you can do. But writing a check for $600, not a chance.

[00:40:50] But if you give $50 a month over a year, it's $600. Some of you might simply say, well, there's no way I could give you $1,200, but I could give you $100 a month. So I want some of you to think about how you can join with us on a monthly basis. And I just want to give a shout out. We actually have, just in the last few minutes, had a couple of those larger gifts come in. So thank you very much to James and Teresa. Thank you also to others who have called in today because every single gift matters. There's a great example.

[00:41:20] We had somebody earlier who had been giving $25 a month, which is great. But she was able to increase her gift to $30 a month. And now she qualifies not only for the Outlook magazine but the booklets every month and the tote bag that we have. I'll hold it up real quick since I'm on the camera. It's a really nice premium. We have several of those gifts available. So thank you to all who are calling in. But we still need to hear from more. Let me just mention, we're about ready to go off the air. But this is only the second day.

[00:41:46] And you would hope that we would be at 40% of our goal, not even close. Just to mention, of course, the individual that gave $1,000 a minute ago. Yes, thank you, Teresa. And there may be some others that can do something like that. So we are certainly appreciative of that. But let me just mention that even though we're going off the air, we will certainly take those phone calls. As a matter of fact, I just recorded the voice prompt so that even after nobody is here to answer it, we give you information as well.

[00:42:14] But most importantly, I hope that even as we go off the air, let's see when we get five more phone calls, 800-347-5151. And more importantly, I hope that some of you would visit the website, pointofview.net. But as Warren said, we've never had anything happen like this before. And we'll just keep broadcasting every single day. But obviously, we'll have to make some choices if we don't reach the goal that we have. It's a reasonable goal. It's not an extreme one.

[00:42:42] It's one to just simply keep things on the air. And so again, what I understand is, Teresa said that $1,000 is a match challenge. Wonderful. So that means that she is willing to match your gift. But this is a great time to call in as we go off the air. Have your gift doubled to Point of View. Well, again, we'll have Alan West with us tomorrow. Of course, Liberty will be with us. And again, 800-347-5151. We'll see you back here tomorrow right here on Point of View.

[00:43:14] Give me a moment to tell you why we call faithful Point of View supporters a team. It's because getting truth onto the airwaves and into your homes really is a team effort. Point of View supplies the voice and the biblical perspective on today's most important topics. But without the team, that voice wouldn't carry past our studio doors. Here's another reason we're a team.

[00:43:42] Being on a team means making a commitment. And our Truth Team members do make a commitment. For some, that commitment is $1 a day. And that commitment matters because it helps carry biblical truth to the nation. So let me ask you, why haven't you joined the Truth Team yet? Please don't wait any longer. We need you on our team.

[00:44:10] Join today at pointofview.net Or call 1-800-347-5151 That's pointofview.net And 1-800-347-5151 Point of View is produced by Point of View Ministries.