Point of View November 11, 2026 – Hour 2 : The Bridge From Science to God

[00:00:04] Across America, Live, this is Point of View, Kerby Anderson. Second hour today, we're going to spend some time really focusing on a number of issues. First of all, I have not been able to connect up with our authors, so we'll get to him when we can,

[00:00:28] A Bridge From Science to God, but that will give us an opportunity to focus on a couple of other very important issues. But we will if we can make that connection because if you think about it, when we oftentimes talk about arguments for existence of God, there are some of the classic ones. One of those is known as the cosmological argument, cause and effect. And this great effect known as the universe, where did it come from? Well, the first cause, God.

[00:00:57] But the second one is what's called a teleological argument or design argument, because as we have pointed out on numerous occasions on this program, whether you look in the microscope at the intricate fine-tuning in biological systems and DNA and all the rest, or whether you look at a telescope in the astronomical spaces, you see evidence for design as well.

[00:01:24] And his book, The Bridge From Science to God, has sections on chemistry and physics and astronomy, as well as molecular biology, DNA, much, much more. So we'll get into that if we can make a connection with him. But that does give me a chance to get to something I was going to cover later, but we'll cover it right now. And that is our Secretary of Treasury, our Treasury Secretary, Scott Bessett, wrote a piece the other day.

[00:01:51] Our best cyber defense is American SI. Now, I think you have to kind of break that down. SI stands for the idea of super intelligence. But he's addressing a very important issue. If you've been listening to this program or are listening to any other program, you know there have been some very significant cyber attacks. Many of those have been maybe low-level cyber attacks where they've been able to break into the,

[00:02:21] if you will, the Internet connection of a freezer and turn it up so that it spoils all the food. And that's happened all over Europe. Happened at some military bases. But it's also led to the stealing of money from a very significant cyber management organization. And so that's been an issue. So Scott Bessett, Secretary of Treasury, said, The wave of cyber attacks has shaken the Internet in recent months.

[00:02:50] Commentators have blamed super intelligence models. They are partially right, he says. But many have overlooked the source of danger. It isn't American super intelligence leading these attacks. He's right there for sure. American super intelligence models have had advanced cyber capabilities for months, long before these attacks began. As early as April, Anthropic, which gives us Claude, for example,

[00:03:16] announced a model capable of exploiting zero-day vulnerabilities in every major operating system and every major web browser. Yet American SI, or super intelligence developers, have acted responsible. And so, again, he says, A few months ago, the picture changed. Foreign companies began releasing cyber-capable models with weak, easily removable safeguards.

[00:03:44] Even a lone hacker with little computer power can take one, remove or circumvent its guardrails, and unleash it on vulnerable systems. That is exactly what the attackers have done. So, far from being the problem, he says, American SI, super intelligence, is part of the solution. Our leading companies have put their most advanced models to use,

[00:04:10] patching cyber vulnerabilities at a speed and scale never seen before. This campaign shows why America must remain at the frontier. We can have a debate as to what the future is of AI. I know we will have it again on Friday. Liberty McCarter, who's kind of what I call my resident expert here on AI, will be around the roundtable. We'll talk about that again. But I think it's important to recognize that if we are not at the forefront,

[00:04:39] at the very least, we need to develop cyber capabilities to defend ourselves from these cyber attacks. And that's the argument that he's using right now. He says, To date, cyber criminals have compromised hundreds of victims across 48 countries. Their weapon of choice? Well, it's been these foreign SI models. In September, a hacker used Chinese models to break into the websites of more than 100 companies, including U.S. major firms.

[00:05:07] In October, attackers hacked several major South Korean banks. A Chinese model was again the workhorse. By contrast, he says, when American SI has appeared in cyber attacks, it has often played a secondary role. Most importantly, U.S. developers can take steps to prevent its misuse. And so, again, he's pointing out that the problem hasn't been American super intelligence models. It's been foreign ones.

[00:05:33] I wish we weren't in another one of those arms races, in this case, with super intelligence. But I live in the real world, and I hope you do, too, as well. Just before I take a break, let me mention that he breaks down some of the things the Trump administration is doing. I doubt you will hear any of this in any of the mainstream media. I'm not even sure you're going to hear it in the conservative media because they sort of say, Well, I don't understand it, and they blow it off.

[00:06:02] So let me tell you about the four-step plan that the Trump administration has put together. First, in June, he points out the president established a program allowing American companies to submit their newest models to the government before release. This allows them to identify capabilities and other issues. Never had that happen before. That's a very significant positive first step. Number two, at the president's direction, he says,

[00:06:31] We have worked with companies to put these models in the hands of those who need them most. That makes sure that critical infrastructure providers are using them, but using them in what they're intended for. Number three, the president has established, and you saw that the other day when they gathered together in the Oval Office, a super intelligence force to coordinate federal super intelligence policy.

[00:06:58] Almost immediately, the SI force required companies to report incidents involving their models to the government. And number four, the president led the signing of the White House Accord on Super Intelligence, a landmark safety agreement among Americans' leading SI companies. The companies were committed to robust controls on their models, independent third-party audits, and board-level oversight to ensure problems are resolved.

[00:07:28] The point I'm making is very good. These are some very significant, reasonable first steps. And so if you have been saying, I'm really concerned about this whole AI race and super intelligence and the rest, well, the good news is some of that is actually being implemented. And if nothing else, you heard it first here on Point of View. To be fair, you heard it first from the Secretary of Treasury that posted this article,

[00:07:58] and we've posted it on the website. And I would encourage you to read it. If you are fearful of AI and there's reason to be concerned, then certainly some of the kind of government steps and the willingness of all of these various leaders, and when you look at this picture that's there, it's a veritable who's who of people in the tech industry. And let's give them credit. They may not always like Donald Trump,

[00:08:23] but they all were willing to come together to address a problem bigger than this president, bigger than this government, something that could affect humanity. So I wanted you to know about that. It looks like we may have connected up with our guests. So when we come back, we're going to talk about the bridge from science to God. All that coming up right after this.

[00:09:00] This is Viewpoints with Kirby Anderson. A new federal report has uncovered irrefutable evidence that the nation's banks have denied, debanked, and discriminated against conservatives and certain businesses because of their political perspective. The 47-page report comes from the Office of the Comptroller of the Currency. The banks mentioned are JPMorgan Chase Bank, Bank of America, Citibank, Wells Fargo Bank,

[00:09:27] U.S. Bank, Capital One, PNC Bank, TD Bank, and BMO Bank. For example, according to the report, Wells Fargo forced a payment processor to debank a religious nonprofit over its opposition to same-sex marriage. The bank also declined loans to firearms businesses. PNC apparently denied a line of credit to a media company after employees complained that the conservative owners had opinions contrary to PNC's beliefs and values.

[00:09:53] Apparently, four of the largest banks I just mentioned also relied on the Southern Poverty Law Center in decisions affecting conservative and religious organizations. Now, this is not the first time I've talked about debanking in my commentary, and I suspect it won't be the last. But I am encouraged by some of the comments this report has generated. Jonathan Gold serves as the Comptroller of the Currency and noted that Americans should have access to financial services regardless of their beliefs, affiliations, or political views.

[00:10:21] He added that the Trump administration is committed to ending the weaponization of finance against hardworking Americans once and for all. House Oversight Committee Chairman James Comer explained that no American should be locked out of the banking system for being conservative or Christian. It is time to end this practice of debanking. I'm Kirby Anderson, and that's my Point of View.

[00:10:49] Go deeper on topics like you just heard by visiting pointofview.net. That's pointofview.net. You're listening to Point of View, your listener-supported source for truth. Once again, we've been able to connect up with Richard J. Crowland, and he is the author of the book The Bridge from Science to God, an individual that, as you'll find out in just a minute, didn't necessarily think that Christian faith was something to consider,

[00:11:19] but is a mathematician by education, a philosopher by temperament, and also a business builder by profession, an individual that has really kind of worked through all of these issues. And this book really goes into 14 chapters, which focus a lot of time and attention on some of the things we've talked about. I think we're really kind of in this golden age of the idea of creation and certainly this idea that we have a creator God

[00:11:46] and that we have evidence for intelligent design. And as we've mentioned before, some of the classic arguments for God are the cosmological argument, cause and effect. You have this great effect, the universe. What's the cause? God. Second, the teleological argument, which is really this design argument. And I think that one also recognizes that there's so much evidence of design, whether we look in the microscope or the telescope.

[00:12:14] So we're going to focus some time and attention on that as well. And so if nothing else, just wanted to focus some of our time and attention on this very important issue. So Richard, thank you for joining us today here on Point of View. Thanks, Gary. Very happy to be with you. I've seen some of your interviews where you've talked about how faith, Christian faith, really didn't mean very much to you until later when I think you were, if I remember right, the book of Matthew. But real quickly, I'd love to get your background,

[00:12:43] because in some respects I've seen more and more people that started with an atheistic or agnostic point of view when they started looking into the evidence became Christian. Yeah, that's exactly right. Just real quickly, I was born into a Roman Catholic family. I was an altar boy, went to Catholic schools. And back in those days, the masses were said in Latin, so I got absolutely nothing out of it in terms of spiritual guidance. In fact, it was more of a painful experience for me.

[00:13:11] It wasn't pleasant going to church as a little kid. But when I was 17 years old, I left them to go to college, and I left all that religious stuff behind. Of course, I stopped going to church. I just didn't even think about that anymore. But I've always been someone in search of truth. So for the next 24 years, I immersed myself in science and human philosophy, and there's massive amounts of truth in science. I mean, what we've learned is incredible. What we know today in a whole bunch of fields of science is really awesome.

[00:13:39] In fact, the way I like to say it is that scientists have pushed back the frontiers of human knowledge to the point where the role of the divine is now undeniable. So for those 24 years, I learned everything I could learn about science. And then I purposely waited until I was 40 years old to read the Bible because I wanted to have enough life experience to evaluate it, you know, with kind of a mature mind experience life. So I sat down on a Wednesday night. I picked up the Bible. When I picked it up, I was an atheist.

[00:14:10] I decided to start at the Gospel of Matthew, which is where Jesus starts speaking, and I began to read. I'm a slow reader. I only got through about 22 pages that night. It took me about two and a half hours. But in those two and a half hours, three tremendous changes occurred in me. The first one was what I was reading there was such amazing wisdom and truth, something I had never seen anywhere before. I've read all kinds of human philosophers,

[00:14:37] the people that wrote stuff thousands of years ago and still survive today, Eastern thought, Western thought. But what was coming off to me in those pages was a wisdom that I had never seen before. I knew this did not come from a human source. This was something bigger than us, better than us. So while I was reading it, I changed my mind about whether God was real or not. I decided that he was. The other thing that happened is on every page, you know, three, four,

[00:15:04] or five times, I was getting the exact same message. I mean, I turned the page. It was a different parable with different words, but the message was the same. The message I was getting was God was telling me, stop worrying about yourself. I'll take care of you. You take care of other people. And at that point in my life, I was never a giver. I didn't think I had anything left over to give. I had children, a family, a mortgage, all that kind of stuff. And I used to just walk past people on the street who were asking for money.

[00:15:32] But the next morning, you know, I changed my mind. I changed my heart the day before. The next morning, Thursday morning, I changed my behavior, and I became a giver for the first time, you know, a very modest amount. But from that day on, this was 32 years ago, from that day on, God had a way of showing me that I'm heading in the right direction now. I've definitely got the message. I'm doing the right thing. Keep at it. So for these last 32 years, I've been attempting to live in accordance with the teachings of Christ,

[00:16:02] and my life has just blossomed into something beautiful. Let me just mention again, the book is The Bridge from Science to God. Of course, we have a link to your website. You don't have to know how to spell his last name because we have it all there, and you can find out more about it there. We also, of course, have some other links to Facebook and X, so you can follow him there, or maybe even have him come and speak if you'd like to have him share his incredible testimony.

[00:16:27] But the book really breaks down into two sections, although I mentioned there's 14 pages. Really, the first seven get into the science, which is where I really want to maybe focus most of our time and attention. But then you have a summary, and then you have the claims of Christianity, your own life, your miraculous life, as well as a number of other things. But I have said before, and you've heard me say this already, that I think we are living in a golden age right now

[00:16:54] in which so much more of the science, and you talk about this in the book, whether you look at astronomy, astrophysics, chemistry, particle physics, molecular biology, or even the whole area of biotechnology, we are certainly seeing evidence of God, the fingerprints of God. And so let me get into a few of those, because one of your chapters is about chemistry, physics, particle physics, astrophysics, and God.

[00:17:19] Without getting too technical, it does seem to me that just looking to the heavens, and the heavens declare the glory of God, we're told in Scripture, we see quite a bit of evidence, whether we look at the cell or the atom or molecules or the universe, there's just a lot of evidence for the fingerprints of God, aren't there? Absolutely. In fact, let's talk about that one chapter on chemistry, which is the first case I built.

[00:17:47] As you said, I approach the question of God from a half-dozen different scientific fields, but when you follow down on what we know today, they all get to the same conclusion. We can see what God is doing. We can see what God has done. So let's talk about the chemistry. What we know from science, and by the way, all I'm using is scientific facts for my arguments. I'll give you an example. What we know from chemistry today is that, you know, laws of physics exist. We understand how they work.

[00:18:13] We know now that every material thing in the universe is made out of atoms. None of this is controversial. And we now know of 118 different types of atoms. They're called elements. Even if you know anything about chemistry, you've heard of words like carbon and iron and helium and hydrogen and oxygen. Those are examples of types of atoms. There's 118 different types of atoms. But here's the amazing fact that just tells the story.

[00:18:38] That is, in chemistry, there's something called the universality principle. And what that says, and it's been proven, you know, a thousand times. It can be reproven every day you look at the facts. That says that every atom of oxygen, for example, behaves exactly the same as every other atom of oxygen through the entire universe. I mean, we're looking at galaxies billions of years away, and we can examine the light coming in,

[00:19:05] and we can see the footprints of all the elements in that light. I don't want to get into technical terms, and I don't in the book. I explain it just the way you and I are talking now. But it is absolutely confirmed that every atom of oxygen behaves the same as every other atom of oxygen. Whether it's where you are right now, you're breathing oxygen. It's working fine for you. I'm breathing oxygen here in western Pennsylvania. It's working fine for me. But whether it's on Earth, whether it's in the frozen polar ice cap of Mars,

[00:19:33] or whether it's in a distant galaxy, the scientific evidence demonstrates that every single oxygen atom behaves exactly the same as every other oxygen atom, no matter where in the universe you find it or how far back you're looking at it. To me, that tells the story. Every single atom in the entire universe is following the laws of physics. The laws of physics are being enforced. There's a power that is forcing every single atom to behave the way it's supposed to behave,

[00:20:03] whether it's today or tens of billions of years ago, whether it's on Earth or Mars or some distant galaxy, you know, far, far away. So my only question, that's all scientific facts. I haven't said anything yet that's controversial scientifically. So my only question is we know the laws of physics are being enforced. We know the atoms are being controlled over all time and all space. All I'm saying is what is this enforcement agent?

[00:20:29] Obviously, it's something bigger than we'll ever comprehend, but I just want to give it a name so we can refer to it. I mean, it's literally working everywhere. And so I choose to call that God. I mean, that's what created the laws of physics. It's enforcing the laws of physics. It's holding this all together for us. And some people don't like that word. Frankly, I don't care if you use that word or not. If you want to make up your own word to refer to that enforcer laws of physics, I'm fine with whatever name you pick, but I'm going to use God. Yes.

[00:20:56] Well, let's take a break and we'll come back and we'll get into maybe some of the biology because you have a section here on molecular biology, biotechnology, engineering, and even DNA, which I think is kind of intriguing. And recently, Bill Gates was saying that the level of coding in DNA is more complex than even what the best coders and computer programmers at Microsoft have been able to put together. It's hard to believe it all happened by chance, isn't it?

[00:21:25] Here, take a break and come back with more right after this. At Point of View, we believe there is power in prayer. And that is why we have relaunched our Pray for America campaign, a series of weekly emails to unite Americans in prayer for our nation.

[00:21:48] Imagine if hundreds of thousands of Americans started praying intentionally together on a weekly basis. You can help make that a reality by subscribing to our Pray for America emails. Just go to pointofview.net and click on the Pray for America banner that's right there on the homepage. Each week, you'll receive a brief news update, a specific prayer guide,

[00:22:16] and a free resource to equip you in further action. We encourage you to not only pray with us each week, but to share these prayers and the resources with others in your life. Join the movement today. Visit pointofview.net and click on the banner Pray for America right there at the top. That's pointofview.net.

[00:22:42] Let's pray together for God to make a difference in our land. Point of View will continue after this. You are listening to Point of View.

[00:23:05] The opinions expressed on Point of View do not necessarily reflect the views of the management or staff of this station. And now, here again, is Kirby Anderson. May I once again continue your conversation with Richard Corlin, and the book is entitled The Bridge from Science to God. And, Richard, I do want to focus just a little bit of time on biology because that's one of the chapters in DNA. But then the last part of your book is something I think people need to hear as well

[00:23:32] because you've dealt with a variety of issues from some very long illnesses as well as being temporarily paralyzed from the neck down from a car accident and a number of other things that are part of your testimony as well. But I thought I would hold up this booklet I did a while back because it was based upon one of the books that came out a while back that dealt with this whole idea of return of the God hypothesis by Stephen Meyer. This one says God and Science.

[00:24:01] And it reminds me of this famous quote from Robert Jastrow who said, For the scientist who has lived by the faith in the power of reason, the story ends like a bad dream. He has scaled the mountains of ignorance. He's about to pull himself over the final rock, and he is greeted by a band of theologians who have been sitting there for centuries. So whether we look at astronomy or biology or all sorts of other aspects of science, it does point to God.

[00:24:28] But talk about that for just a minute because you have a chapter on molecular biology, biotechnology, as well as DNA, and it does seem to me that the more we know about the cell, the more we know about the genetic code, the more complex it is and the less likely you could explain it by some kind of random accident. Yeah, I'll tell you what. One of the two godless theories that had me confused for a while during my atheist years was this idea of evolution.

[00:24:58] And evolution claims, by the way, it'll surprise people to know that I do believe in evolution. I mean, once you have a planet full of living things and they're all symbiotically attached one way or another, then something crazy happens. You get into an ice age or an asteroid hits the earth or whatever. You know, some species don't survive. It's a survival of the fittest thing. To me, that's evolution, and I have no problem with any of that. To me, though, that's like a shock absorber that God has built into his living system

[00:25:26] so that even though something, you know, strange occurs, life still continues. But getting back to where evolution completely fails, evolution has nothing when it comes to explaining the origin of the first living cell. I mean, literally, they have nothing. And what we know today, this is recent stuff, by the way. Some of this has just been out for three or four or five years. What we know today about what's going on in molecular biology, what's going on inside every single living cell, it's so incredibly complex.

[00:25:55] I mean, it's mind-boggling. And it's been able, we've been able now, our electrobiologists, to actually calculate the probability of a first living cell coming into being accidentally. I mean, I hate to get the numbers here, but I won't, except to say that the numbers are so large, the chances are like one over ten with 160 zeros after. Something had a one in a million chance it would have six zeros after. This thing has 160 zeros after.

[00:26:24] And we don't even have a name for numbers that big. So we know through probability statistics, we know molecular biology, that that first living cell, any living cell, could only come to be if there was an overarching intelligence who coded the DNA. You know, just like software makes the computer do what it's supposed to do, that's the instructions. But that's what DNA is to a living cell. DNA tells the cell what to do.

[00:26:49] And the only way for this to have occurred is for an overarching intelligence to code the DNA to make the cell what you wanted it to be. And he had to know, by the way, what the environment was that this cell would be living in. I mean, he had to give it to, you know, the body parts, you know, whatever faculty the deed is in order to survive. But, again, that would only come from an overarching intelligence. So, yeah, the concept of the origin of life falls squarely back on a god. What do you call it?

[00:27:18] That overarching intelligence or intelligent design. I guess we're referring to the same thing there. But when you get into humans, the story is incredibly complex. Because have you ever seen a video of a single cell being, you know, fertilized? First it's a round circle, then it breaks into two, then four, then eight, 16, as it continues to grow. In human beings, we get up to over 37 trillion cells. But in every one of those cells, every cell contains the full set of DNA,

[00:27:44] which is needed to build a whole human being, which to me is an amazing thing. First of all, to replicate the DNA is incredible. To distribute it into every one of 37 trillion cells is pretty cool. But the best part is the timing mechanism. You know, if you're – it wouldn't do the fetus any good if bones were growing where the brain was supposed to be or blood where the skin was supposed to be or skin where the eyes were supposed to be.

[00:28:09] Something in this DNA is placing every one of those 37 trillion cells exactly where it needs to be. And it's designed, of course, to give us arms and legs and ears and eyes so that we'll survive in the outside environment that we're growing up in. But the idea of, like, all this complex instruction, the replication, the reproduction, the timing, that that somehow could have just happened accidentally is completely ridiculous.

[00:28:37] So what we know from that part of science now is there clearly was an intelligence designer and overarching intelligence, and he programmed the DNA of literally every living thing. So let's, if we can, just before we run out of time, get a little of your testimony because you have focused some of the latter chapters on your life before Christ, your miraculous life with Christ, some of the messages, because it does seem to me that this is a book that

[00:29:05] you could hand – and it's a very readable book, by the way – to somebody who's very skeptical and says, look, I only believe in science. Okay, let's work through the first six chapters and then look at the summary of chapter 7. And by that time, maybe they'd be willing to hear what you have to say about your testimony because it's a pretty incredible testimony too, isn't it? Yes. Yes, well, by the time you get to chapter 7, you hopefully now realize that there is a God. But the next question is, so what? Okay, there was something that designed all life.

[00:29:33] There's something that's holding the universe together. What does that mean to me? It doesn't even know I'm here. So I looked at the claim of Christianity, which was that this creator God sent his son to earth to atone for our sins and to tell us what we needed to know. And what we needed to know basically came to two things. We're instructed to love God with all of our being. I think that's the easy one because if you realize God has given you everything, you know, any decent sense of gratitude would lead you to love God. But the second one is a tough one.

[00:30:01] The second one is to love everybody else as we love ourselves. And, for example, if someone is asleep tonight and someone breaks into the house, they knock them over their head, knock them out, steal their stuff, harm somebody else, God forbid, a child, and gets away. When that person woke up in the morning the next day in the hospital, how likely would it be? Or you are, how likely would it be to say we honestly love the person that attacked us, harmed us, stole our stuff, and hurt our child?

[00:30:31] I mean, I think there's very, very few people that can honestly say that. In fact, we just commemorated the 25th anniversary of 9-11. Everybody knows where they were when they watched those towers come down. And we've had 25 years of the process, the anxiety, the fear, the uncertainty. But still today, after 25 years, I have to wonder how many of us could honestly say that we love those 19 people who, you know, flew three planes into buildings, took a fourth plane

[00:30:59] into the ground very close to where I live in western Pennsylvania here, and killed 3,000 people that day. I don't think there's many of us that could honestly say we love those 19 guys. But that's what Jesus commands. He commands that we love everybody, that we forgive everybody. So that's the path that I've been on for 32 years. I'm trying to get much better at that. And I've made a lot of progress. In the second half of the book, I talk about some of the techniques I've used, some of the

[00:31:26] way I've started thinking about things differently to help me get past any hatred that I have for anybody. I've been able to convert that hatred into something positive. And it seems like every time I make the right step in one of those directions, God has a way of telling me I'm on the right track. And you don't have to wait until you die to find out if God's there. You know, as you live, as you live properly, and as you follow those directions, God will let you know you're on the right track. Let me just mention, we do have a link to your website.

[00:31:56] And I would encourage people to just go to the website, pointofview.net. Of course, they can go to Richard J. Richard J. Crowland, but again, they have to spell that correctly. It's also on the website. There's a place where they can click on the button that says explore the book or to meet you. We also have a social media link there as well in case people want to correspond with you. And this is a book that I think you could hand to your friendly skeptic and say, well, if you believe in science, check this out.

[00:32:23] And of course, you are probably also available to speak or to interact on some of this. So I wanted people to know about this book. It's just one more example of what we've talked about here on Point of View, that a lot of it is coming our direction. And for a person that is scientifically attuned to say they don't believe in God, I don't think that's even possible anymore. It's kind of like the book that Norm Geisler and Frank Turek wrote years ago. I don't have enough faith to be an atheist.

[00:32:52] And so, Richard, thank you for writing the book. Thank you for giving us some time today on Point of View. And we look forward to the future opportunities. Thank you, Kirby. If somebody believes in science, they already believe in God. They just don't know it yet. And again, I think you're going to find the book very helpful. Again, I mentioned my booklet that we made available, God and Science, which is just sort of the Cliff Notes version of Steve Meyer's book, Return of the God Hypothesis. I might produce another one on the bridge from science to God.

[00:33:19] Might be a good way to take some of those ideas and put them into action as well. Let's take a break. Just as we wind down for today, I've got a few final comments to make. And, of course, I encourage you to listen to the programs on Thursday and Friday as well because we have a lot to cover in the next couple of days. And when we come back, I'm going to talk about how we might, without even a vote, change from

[00:33:44] the Electoral College to a national vote on the election. All that coming up right after this. You're listening to Point of View, your listener-supported source for truth. Back for a few more minutes. Let's see if we can talk about the idea of a national popular vote.

[00:34:10] There has, of course, been a real desire on the part of many progressives, as well as Democratic Socialists of America, to get rid of the Electoral College. Now, the original idea was you'd have to get rid of it by a constitutional amendment. But many years ago, and I think back when I first started writing my daily commentaries, that was in 2007, so I'm coming up to almost 20 years of writing these daily commentaries,

[00:34:38] I wrote about this National Popular Vote Interstate Compact. And that was almost 20 years ago, in which there was an agreement between the states that if they got to a historic number, they would not allow and not award the Electoral College votes to the people, the individual that won the votes in that state.

[00:35:02] They would instead award the Electoral College votes to the winner of the popular vote. Now, the compact would only go into effect if it's enacted in enough states who have the combined electoral vote total of at least 270. Currently, you have 18 blue states which have actually signed on to the National Popular Vote Interstate Compact, along with the Washington, D.C., the district.

[00:35:31] And so that provides 222 electoral votes. So nothing's going to change. But it could. Because if Pennsylvania, Michigan, and Wisconsin join either with Arizona or Nevada, then the compact could go into effect in every member state, making it possible that the

[00:35:55] next president would be elected by winning the popular vote, even if the individual was losing the Electoral College vote. Now, how would that change things? Well, in 2016, who won the popular vote? Hillary Clinton. Who won the electoral vote? Donald Trump. Who is the president? Donald Trump. And so now you have some of those states, which I just mentioned, are under Democratic control.

[00:36:23] So it's possible that Democrats in those five states, which actually could be battleground states in 2028, could actually support switching to the national popular vote. And so if that's the case, you would reach that requisite 270. And thus, without even amending the Constitution, without even changing anything in the Constitution

[00:36:52] about the Electoral College, you would then be electing the president on the basis of the popular vote. Now, that's all theoretical because, yes, you do have Democratic control in Pennsylvania, Michigan, Wisconsin, and also Arizona and Nevada in different ways. But do you have the will on the part of those five states to do that?

[00:37:17] And you have some that have been more willing than others to consider that. And so you've got to talk about the governor of Pennsylvania, Josh Shapiro. You've got to talk about the governor-elect in Wisconsin, David Crowley, and a number of others. But it is at least possible. So what was before pretty hypothetical, theoretical, now is at least a possibility.

[00:37:44] So I would encourage you to read this particular piece that came out because Politico goes into that in some detail. And I think it just illustrates again that when many people say, well, nothing's going to change because we still have Donald Trump as the president, even if indeed Democrats control the House and the Senate. First of all, what happens in 2028 if you have a Democratic president and a Democratic House and the Senate?

[00:38:12] I think all sorts of things, which we warned about just a few minutes ago when we were talking about what was maybe going to happen. Because of that, you can see that there are some pretty significant issues there as well. But it's just a reminder that we could be a lot closer to some remarkable changes or the transformation of America simply because of some of the things that have happened because of this blue wave or this blue tsunami.

[00:38:42] So I thought I would point that out as well. If you go to our website today, you will notice that my commentary is on debanking. And this one has created some interesting questions. But let me explain it for just a minute. We did an interview a while back with our good friend Lathan Watts about the fact that there is a federal report that has really uncovered some of this. We have nine major banks that have basically done debanking.

[00:39:12] And so this report has found, and this is their quote, irrefutable evidence that the nation's banks have denied, debanked, or discriminated against conservatives and certain businesses because of their political perspective. This 47-page report, and we've got a link to it there as well, comes from the Office of the Comptroller of Currency. And the banks that are mentioned, well, the banks may be a lot of issues.

[00:39:39] JPMorgan Chase, Bank of America, Citibank, Wells Fargo, U.S. Bank, Capital One, PNC Bank, TD Bank, or BMO Bank. And of those, we also have pointed out that four of those banks also mentioned that they relied on the Southern Poverty Law Center to debank conservative organizations and religious organizations.

[00:40:04] And so the good news is that the Comptroller of Currency, Jonathan Gold, has said that Americans should have access to financial services regardless of their beliefs, affiliations, or political views. He even went on to say the Trump administration is committed to ending the weaponization of finance against hardworking Americans. And that is something we've talked about before also in this booklet that I've made available

[00:40:33] to you a few months ago on the weaponization of intelligence. The House Oversight Committee chairman, who will be, of course, then the minority one as Democrats take over, but James Comer explained that no American should be locked out of the banking system for being a conservative or a Christian. And so this is, of course, one of the good pieces of news and the reactions to it.

[00:40:58] But the response has been from some of you saying, well, can you recommend a bank that isn't going to be debanking me because I'm a Christian or because I'm a conservative? I've talked to some people and their suggestion was a very simple one. The local banks are very unlikely to do that. A credit union or a local bank, a locally owned bank, they are not going to go out of their way to hurt people in their community.

[00:41:28] And so some of the problems are because they're with these national banks, with the largest bank in the world, the largest bank in the United States for sure, JPMorgan Chase, with one of the other large ones, Wells Fargo, Bank of America, Citibank. These are the big boys who have their boards in New York City, who oftentimes tend to be a little bit more on the liberal progressive side.

[00:41:51] But I think it's less likely that your local savings and loan, some kind of community bank is going to debank you. So if that's a concern, well, then bank locally because, again, they are going to be much more in tune with the local values and your values. And that's something to check out as well. I might even give you a list in the future if we can come up with one.

[00:42:21] But it's just a reminder that debanking has been taking place and the government has noticed it and issued a 47-page report that you can read and learn from that as well. So, again, that's all we've had for today to cover these issues. I do want to come back to this whole idea of a deep state and also the China connection to NVIDIA. So we're going to get into some of that tomorrow. We're going to talk about a number of other issues that I think you're going to find very helpful.

[00:42:50] But as we wind down the program for today, as always, I want to thank Megan for her help engineering the program. Derek, thank you for producing the program. Visit the website, pointofview.net. You can find all sorts of articles we've posted today, including, of course, my commentary on debanking. It's all we have for today. Look forward to seeing you tomorrow right here on Point of View.

[00:43:14] In 19th century London, two towering historical figures did battle, not with guns and bombs, but words and ideas. London was home to Karl Marx, the father of communism, and legendary Baptist preacher Charles Spurgeon. London was in many ways the center of the world, economically, militarily, and intellectually. Marx sought to destroy religion, the family, and everything the Bible supports.

[00:43:43] Spurgeon stood against him, warning of socialism's dangers. Spurgeon understood Christianity is not just religious truth. It is truth for all of life. Where do you find men with that kind of wisdom to stand against darkness today? Get the light you need on today's most pressing issues delivered to your inbox when you sign up for the Viewpoints commentary at pointofview.net slash signup.

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